Jessie Clifton only wants one thing: The Sapphire Pendant, an heirloom her father sold years ago. When offered an opportunity to win the pendant back by charming an eligible bachelor, the hotheaded tomboy impulsively accepts. She soon regrets her decision when she learns that her target is Kenneth Preston, a man she's hated for years. Nevertheless, determined to win, she trades in her running shoes for high heels and jeans for dresses and puts her plan into action. But what starts out as a harmless wager leads her down a dangerous trail of secrets that could change her life, destroy the man she's come to love and affect an entire community. Will she risk everything, no matter what the price?
Savannah is a housewife whose attorney husband is loving enough and provides a good life for her, but she can not help but have these fantasies that plague her mind and intrude on her life. One day Savannah decides that she will no longer let these fantasies have any power over her life and pursues them. This story is about the first of her fantasies that she pursued, which was cheating on her husband with a stranger in her home.